MyFloridaCode.com

Folks, 
 
It seems that the Florida insurance industry has determined that a very  
high percentage of the wind mitigation inspection reports (principally done by 
 state contractors, with state dollars, under a state program) contain 
errors  that result in insured's receiving excessive credits against otherwise  
applicable premium costs.  
 
Of course the insurance industry is upset and is undertaking a program of  
re-inspection on their nickel (or in the case of Citizens…our nickel again - 
 probably $60 million of 'em) in the belief that getting the inspections 
correct  will eventually offset the costs of re-inspections.  And they're 
probably  correct! 
 
As a small licensed contractor, I’ve been called on several times to  
conduct wind mitigation inspections and believe that I have completed them  
without error.  However, I have reviewed my work and now realize that I  actually 
can't say – as regards gable end bracing – what meets the minimum  
requirements of the 2004 FBC.  And worse yet, I can’t find the specs in the  FBC.
 
Can a building official – or anybody else – point me to the section of 
code  that will educate me on that point, or better yet, just tell me in plain  
English, what is required?   
 
David Walker
David Walker Building Contractor, LLC
RB0067161



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