MyFloridaCode.com

Just because no-one is checking for the workers comp doesn't mean that it 
isn't required.
Those previous homeowners left themselves wide open for a major lawsuit if 
someone got hurt while working on their job.  The only persons on the 
owner-builder jobs that do not have to have either workers comp or 
registered exemption are the owner himself and any un-paid volunteers. 
Volunteers would be covered under the owners general liability coverage.

thats my 2 cents worth

glen mast



----- Original Message ----- 
From: "Ken Rodgers" <Ken at artisanbilt.com>
To: "'Ken S.'" <procoatpaint at juno.com>
Cc: <codetalk at myfloridacode.com>
Sent: Sunday, July 19, 2009 11:38 AM
Subject: Re: [Florida Code Talk] Workers Comp Coverage/Exemption


> Your statement below about the homeowner needing to do payroll, etc is 
> what
> I remembered but I just can't find the reference.  I'd just like something
> in official writing to give to this guy to show that he needs this even 
> when
> he's doing work for a homeowner.  He's registered as an LLC and does have
> current liability but he just never renewed his exemption.  When I told 
> him
> I needed a copy of it that's when he proceeded to tell me that he didn't
> need it for the previous jobs he'd been doing but he knew he needed it if 
> he
> worked for a contractor.
>
> -----Original Message-----
> From: Ken S. [mailto:procoatpaint at juno.com]
> Sent: Sunday, July 19, 2009 6:42 AM
> To: Ken at artisanbilt.com
> Cc: codetalk at myfloridacode.com
> Subject: Re: [Florida Code Talk] Workers Comp Coverage/Exemption
>
> Ken Rodgers,
>   Sounds like "hogwash" story from this "sub".
>   As a contractor he should have comp coverage on employees, and or,
> exemption on him/officers of business.
>   If he is working for the homeowner, and not holding himself out to the
> public as a contractor, then he becomes an "EMPLOYEE" of the homeowner. 
> The
> homeowner must then do payroll on him, with state and federal deductions,
> etc. If he is hired as employee, I'd advise that he should want Workers 
> Comp
> coverage on himself via homeowner, to cover in the event he is injured.
>  Here are our state regs on this. Pretty well spelled out.
>
> https://www.workcompcentral.com/wiki/index.php/Florida_Labor_Codes_440.10
>
>
> http://www.leg.state.fl.us/Statutes/index.cfm?App_mode=Display_Statute&URL=C
> h0489/ch0489.htm
>
> Regards,
> Ken S.
>
>
>
> Please note: message attached
>
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