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does the hole in the foam core qualify as a legal chase or raceway? in  
SIPs 
 
Chris Kavala
Marquis Const. & Dev. Inc. _www.southernsips.com_ 
(http://www.southernsips.com/) 
3714  Covington Drive
Holiday, Florida 34691
Toll Free  ............................. 1-877-321-SIPS
main: (727) 937-3090
fax (727)  937-1849
cell (727) 243-2717

FL. LIC. # CBC036455 
(residential / commercial)
LA. LIC. # 33845 (commercial  GC)
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Today's Topics:

1. Re: FEMA 50% RULE, Florida Counties Explanations (Mark  Cramer)


----------------------------------------------------------------------

Message:  1
Date: Sat, 22 May 2010 17:12:08 -0400
From: "Mark Cramer"  <mcramer1 at tampabay.rr.com>
Subject: Re: [Florida Code Talk] FEMA 50%  RULE, Florida Counties
Explanations
To:  <MVStazzone at aol.com>, <codetalk at myfloridacode.com>
Message-ID:  <005501caf9f3$7099feb0$51cdfc10$@rr.com>
Content-Type: text/plain;  charset="utf-8"

Correct



Mark Cramer

Mark Cramer  Inspection Services, Inc.

492 20th Ave. 

Indian Rocks Beach, FL  33785

727-595-4211

http://www.BestTampaInspector.com



From:  codetalk-bounces at myfloridacode.com 
[mailto:codetalk-bounces at myfloridacode.com]  On Behalf Of MVStazzone at aol.com
Sent: Saturday, May 22, 2010 12:42  AM
To: codetalk at myfloridacode.com
Subject: [Florida Code Talk] FEMA 50%  RULE, Florida Counties Explanations



We have a Florida home  built to BFE in late 1975 (Post FIRM for that 
community)  



Today, that Home / Floor built to BFE in 1975 is rendered  non-compliant / 
non-conforming due to a change in the FIRM, BFE and New FEMA  REGS.



County Officials say the first elevated floor (built to  BFE in 1975 
compliant with county code and NFIP Regs. of that time) cannot be  expanded or 
improved under the 50% rule unless the home is elevated to CURRENT  BFE. 



Here is language I have found in random communities in  Florida trying to 
explain the 50% rule and below that the FEMA  explanation.



After review of the below language, MY QUESTION:  Is our home allowed to 
have a bathroom installed as long as that bathroom does  not exceed the 50% 
rule? 



THANK  YOU!



----------------------------------------



The  50% rule is standard for all communities in America from what I can 
read and  from what I have been told by the National Association for Flood 
Plain  Managers. Communities can in fact adopt Codes that are more restrictive 
the  NFIP REGS. and those county codes will always take precedence.  



Here is the explanation from Naples, Florida Building Dept. on  the 50% 
Rule ( as just as an example)  



http://www.naplesgov.com/LinkClick.aspx?fileticket=RSwkJ%2B2ebs0%3D  
<http://www.naplesgov.com/LinkClick.aspx?fileticket=RSwkJ%2B2ebs0%3D&tabid=143&mid=
567>  &tabid=143&mid=567



Here is the Monroe County  Explanation: (I believe this page needs updating 
and more clarification made  on Post-FIRM structures - yes??)  



http://www.monroecounty-fl.gov/pages/MonroeCoFL_Growth/info/50percentrule.pd
f



However,  Both examples above really need to be closer to the FEMA / NFIP / 
Flood Plain  Regs. / Explanations as reflected  here:



http://www.fema.gov/txt/floodplain/nfip_sg_unit_8.txt



I  pulled and excerpt from FEMA's explanation from the above link 
pertaining to  Post FIRM Structures:



Post-FIRM buildings 

The rules do  not address only pre-FIRM buildings ? they cover all 
buildings, post-FIRM  
ones included. 

In most cases, a post-FIRM building will be  properly elevated or otherwise 
compliant with 
regulations for new  construction. However, sometimes a map change results 
in a higher BFE or  
change in FIRM zone. A substantial improvement to a post-FIRM building may  
require that the 
building be elevated to protect it from the new, higher,  regulatory BFE. 

It should be remembered that all additions to a  post-FIRM building must be 
elevated at least 
as high as the BFE in effect  when the building was built. (You can?t allow 
a compliant building 
to  become noncompliant by allowing additions at grade.) If a new, higher 
BFE has  been adopted 
since the building was built, additions that are substantial  improvements 
must be elevated to the 
new BFE. 

THE FORMULA  

A project is a substantial improvement if: 

Cost of improvement  project > 50 percent 

Market value of the building  



For example, if a proposed improvement project will cost  $30,000 and the 
value of the 
building is $50,000: 

$30,000 = 0.6  (60 percent) 

$50,000 



The cost of the project exceeds  50 percent of the building?s value, so it 
is a substantial 
improvement.  The floodplain regulations for new construction apply and the 
building must  meet 

the post-FIRM construction requirements. If the project is an  addition, 
only the addition has to 
be elevated (see the examples later in  this section). 

The formula is based on the cost of the project and the  value of the 
building. These two 
numbers must be reviewed in detail.  

Project cost 

The cost of the project means all structural  costs, including 

? all materials 
? labor 
? built-in appliances  
? overhead 
? profit 
? repairs made to damaged parts of the  building worked on at the same time 
 



-----------------------------------------



Again,  It seems very clear to me our home / floor built to BFE in 1975 
could in fact  be improved as long as it is not a "substantially improved" as 
defined under  the 50% rule.....CORRECT OR NOT?



Thank you for your time and  feedback! 

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